Loan Application Process
Become a Member
Join Connect Credit Union and avail of numerous tailored benefits, outstanding customer service and amazing community
Calculate your Loan
Estimate how much you could borrow and calculate your repayments: weekly, fortnightly, or monthly using our online calculator
Apply for a Loan Online
Apply for your loan from the comfort of your home with our new online loan application. Upload all your loan documents through our mobile app - no paper no stress!
Sit back and relax
Voilá! You are done! Our team are now reviewing your application, we will be in touch shortly to confirm your loan application.
Loan Calculator
Maximum Loan Term :
6.75%
6.75%
6.75%
This calculator is for illustrative purposes only, to give you, the borrower, an overview of the potential cost of borrowing. The Credit Union, or any of its staff, cannot be held responsible for any errors. Please note that this calculator only provides an indicative quote and actual repayments may vary.
What do I need to apply?
- Drop in or call us on 042 937 2400 to enquire
- Complete a one page Agri Fact Find - Download Agri Lending Fact Find
- Completed loan application form
- Statement of direct payments
- Notice of assessment from revenue (acknowledgement of form 11 or Chapter 4 self- assessment statement)
- Bank statements for the last 3 months
- Evidence of non-farm income
- The Last milk statement for the previous year
All loans are subject to approval. Terms & Conditions apply.
Further details on: www.cultivate-cu.ie
Representative Example
A representative example is a term used in financial regulations. The example will help to show you the typical costs associated with a loan for a certain amount.
Loan Amount€30,000 | Loan Term7 years | Monthly Repayment€446.25 |
Rate of Interest - APR6.75% | Total Interest€7,483.53 | Total Cost of Credit€37,483.53 |
Features & Benefits
Invest in new or second hand machinery
Upgrade your buildings and facilities
Purchase additional livestock
Obtain working capital. Increase cash flow.
No hidden charges. No administration fees.
Repayments to suit you - weekly, fortnightly, or monthly
Cultivate FAQs
A Cultivate Loan is a farm-friendly loan product designed specifically to help farmers access finance tailored to the needs of agricultural enterprises — whether that’s equipment, livestock, facilities, working capital or other farm-related investment
Anyone who is a member of Connect Credit Union.
Cultivate Loan funds can be used for short to medium-term farm finance needs, such as:
Purchasing new or second-hand machinery
Upgrading buildings and facilities
Buying additional livestock
Because this loan is designed for farmers, you’ll typically need:
An Agri Fact Find / application form
Recent bank statements
Evidence of farm income or direct payments
Revenue acknowledgment statements (like Form 11 or Self-Assessment)
Other supporting documents that show your farming finances and cash flow details.
Yes — you can make lump sum repayments or pay the full loan early without penalty, which reduces the total interest paid
Processing time varies depending on documentation and loan type, but you can start the process instantly online and the team will review your application shortly after submission.
Ready to Apply?
Are you ready to apply or do you need more information on our affordable loans? Click the "Apply Now" button to start your journey right now or click the "Contact Us" button to send us a message if you are unsure about your documentation, or still have other questions. Also, you can book an appointment and apply for a loan in person.
Apply Now Contact Us Loan Appointment
