What is Cultivate?

New to Connect Credit Union, a Loan specifically designed for Farmers. Cultivate is an initiative of a group of Credit Unions that provides short to medium term loan opportunities built specifically around the growing needs of our farming members. Cultivate is our lending product that enables us help our farming members develop and future proof their business by providing quick and easy access to finance.

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Loan Application Process

Become a Member

Become a Member

Join Connect Credit Union and avail of numerous tailored benefits, outstanding customer service and amazing community

Calculate your Loan

Calculate your Loan

Estimate how much you could borrow and calculate your repayments: weekly, fortnightly, or monthly using our online calculator

Apply for a Loan Online

Apply for a Loan Online

Apply for your loan from the comfort of your home with our new online loan application. Upload all your loan documents through our mobile app - no paper no stress!

Sit back and relax

Sit back and relax

Voilá! You are done! Our team are now reviewing your application, we will be in touch shortly to confirm your loan application.

Loan Calculator

Maximum Loan Amount :
Maximum Loan Term :

€

Term

Repayment Frequency
€
APR
6.75%
# Repayments
Total
Apply for Loan
€
APR
6.75%
# Repayments
Total
Apply for Loan
€
APR
6.75%
# Repayments
Total
Apply for Loan
€
APR
6.75%
# Repayments
Total
Apply for Loan

This calculator is for illustrative purposes only, to give you, the borrower, an overview of the potential cost of borrowing. The Credit Union, or any of its staff, cannot be held responsible for any errors. Please note that this calculator only provides an indicative quote and actual repayments may vary.

What do I need to apply?

  1. Drop in or call us on 042 937 2400 to enquire or call our Agri Loans Officer Patricia Mc Cann on 087 2767237
  2. Complete a one page Agri Fact Find - Download Agri Lending Fact Find
  3. Completed loan application form
  4. Statement of direct payments
  5. Notice of assessment from revenue (acknowledgement of form 11 or Chapter 4 self- assessment statement)
  6. Bank statements for the last 3 months
  7. Evidence of non-farm income
  8. The Last milk statement for the previous year

All loans are subject to approval. Terms & Conditions apply.

Further details on: www.cultivate-cu.ie

Cultivate Loan Enquiry

Representative Example

A representative example is a term used in financial regulations. The example will help to show you the typical costs associated with a loan for a certain amount.

Loan Amount

€30,000

Loan Term

7 years

Monthly Repayment

€446.25

Rate of Interest - APR

6.75%

Total Interest

€7,483.53

Total Cost of Credit

€37,483.53

Features & Benefits

Invest in new or second hand machinery

Upgrade your buildings and facilities

Purchase additional livestock

Obtain working capital. Increase cash flow.

No hidden charges. No administration fees.

Repayments to suit you - weekly, fortnightly, or monthly

Not a Member?

Joining Connect CU is the best decision you will make for you and your money. Our members benefit from the lowest lending rates in the community, no transaction charges, no fees and friendly staff available to talk to you about your needs.

Ready to Apply?

Are you ready to apply or do you need more information on our affordable loans? Click the "Apply Now" button to start your journey right now or click the "Contact Us" button to send us a message if you are unsure about your documentation, or still have other questions. Also, you can book an appointment and apply for a loan in person.

Apply Now Contact Us Loan Appointment