Loan Application Process
Become a Member
Join Connect Credit Union and avail of numerous tailored benefits, outstanding customer service and amazing community
Calculate your Loan
Estimate how much you could borrow and calculate your repayments: weekly, fortnightly, or monthly using our online calculator
Apply for a Loan Online
Apply for your loan from the comfort of your home with our new online loan application. Upload all your loan documents through our mobile app - no paper no stress!
Sit back and relax
Voilá! You are done! Our team are now reviewing your application, we will be in touch shortly to confirm your loan application.
Loan Calculator
Maximum Loan Term :
7.75%
7.75%
7.75%
This calculator is for illustrative purposes only, to give you, the borrower, an overview of the potential cost of borrowing. The Credit Union, or any of its staff, cannot be held responsible for any errors. Please note that this calculator only provides an indicative quote and actual repayments may vary.
What do I need to apply?
Employed
- Three of your most recent pay slips or equivalent
- Three of your most recent current account bank statements - Including the previous month
Unemployed
- Three of your most recent receipts for Social Welfare
- Three of your most recent current account bank statements - Including the previous month
Self- employed/ Ltd companies
- Two years of audited business accounts - 2023 & 2024
- Recent six month personal and business bank statements - Including the previous
month - Form 11/Chapter 4 for 2024
- Letter from accountant outlining tax position
- If limited company - Pay slips will be required
Secured loans
- Up to date proof of ID and proof of address dated in the last 6 months
Representative Example
A representative example is a term used in financial regulations. The example will help to show you the typical costs associated with a loan for a certain amount.
Loan Amount€20,000 | Loan Term6 years | Monthly Repayment€381 |
Rate of Interest - APR11.61% | Total Interest€7,416 | Total Cost of Credit€27,416 |
Features & Benefits
Many financial institutions do not offer loans under €1000, so come to us for the amount you want to borrow
Competitive interest rates
No balloon payments
No hidden charges. No administration fees.
Free Loan Insurance for eligible members
Repayments to suit you - weekly, fortnightly, or monthly
Personal Loan FAQs
A personal loan from Connect Credit Union is a flexible amount of money you can borrow as a member for general personal needs — such as holidays, bills, household expenses, or other personal costs.
Anyone who is a member of Connect Credit Union.
Loan amounts and terms vary depending on your needs and eligibility. This can be agreed at application and tailored to your repayment ability.
You can use the funds for almost anything personal — such as:
Everyday expenses
Travel or holidays
Household bills
Consolidating other debts
Unexpected costs
Yes — you can make lump sum repayments or pay the full loan early without penalty, which reduces the total interest paid
Processing time varies depending on documentation and loan type, but you can start the process instantly online and the team will review your application shortly after submission.
Ready to Apply?
Are you ready to apply or do you need more information on our affordable loans? Click the "Apply Now" button to start your journey right now or click the "Contact Us" button to send us a message if you are unsure about your documentation, or still have other questions. Also, you can book an appointment and apply for a loan in person.
Apply Now Contact Us Loan Appointment
