Apply for a Secured By Savings Loan

A Savings Secured Loan lets you borrow up to the amount of your savings at a special low rate of 4.99% (5.11% APR). This means you can access funds for important purchases or treat your family without touching your savings—allowing your savings to work for you.

Apply Now

Loan Application Process

Become a Member

Become a Member

Join Connect Credit Union and avail of numerous tailored benefits, outstanding customer service and amazing community

Calculate your Loan

Calculate your Loan

Estimate how much you could borrow and calculate your repayments: weekly, fortnightly, or monthly using our online calculator

Apply for a Loan Online

Apply for a Loan Online

Apply for your loan from the comfort of your home with our new online loan application. Upload all your loan documents through our mobile app - no paper no stress!

Sit back and relax

Sit back and relax

Voilá! You are done! Our team are now reviewing your application, we will be in touch shortly to confirm your loan application.

Loan Calculator

Maximum Loan Amount :
Maximum Loan Term :

€

Term

Repayment Frequency
€
APR
5.11%
# Repayments
Total
Apply for Loan
€
APR
5.11%
# Repayments
Total
Apply for Loan
€
APR
5.11%
# Repayments
Total
Apply for Loan
€
APR
5.11%
# Repayments
Total
Apply for Loan

This calculator is for illustrative purposes only, to give you, the borrower, an overview of the potential cost of borrowing. The Credit Union, or any of its staff, cannot be held responsible for any errors. Please note that this calculator only provides an indicative quote and actual repayments may vary.

What do I need to apply?

We require some or all of the following information to accompany Loan Applications ie:

  1. 3 Most recent Pay Slips
  2. Previous 3 months Banks Statements
  3. Photo ID
  4. You must have the loan balance in your savings Account!

Representative Example

A representative example is a term used in financial regulations. The example will help to show you the typical costs associated with a loan for a certain amount.

Loan Amount

€5,000

Loan Term

4 years

Monthly Repayment

€115

Rate of Interest - APR

5.11%

Total Interest

€516

Total Cost of Credit

€5,516

Features & Benefits

Many financial institutions do not offer loans under €1000, so come to us for the amount you want to borrow

Competitive interest rates

No balloon payments

No hidden charges. No administration fees.

Free Loan Insurance for eligible members

Repayments to suit you - weekly, fortnightly, or monthly

Not a Member?

Joining Connect CU is the best decision you will make for you and your money. Our members benefit from the lowest lending rates in the community, no transaction charges, no fees and friendly staff available to talk to you about your needs.

Ready to Apply?

Are you ready to apply or do you need more information on our affordable loans? Click the "Apply Now" button to start your journey right now or click the "Contact Us" button to send us a message if you are unsure about your documentation, or still have other questions. Also, you can book an appointment and apply for a loan in person.

Apply Now Contact Us Loan Appointment