Switch and Save Loan

Debt can build up unexpectedly and before you know it, you are paying out a lot of money every month! Our Switcher Loan allows you to bring your debt together into one repayment on a lower interest rate and make life more manageable.

Make the switch today and you could save hundreds or even thousands of euros!

Apply Now

Loan Application Process

Become a Member

Become a Member

Join Connect Credit Union and avail of numerous tailored benefits, outstanding customer service and amazing community

Calculate your Loan

Calculate your Loan

Estimate how much you could borrow and calculate your repayments: weekly, fortnightly, or monthly using our online calculator

Apply for a Loan Online

Apply for a Loan Online

Apply for your loan from the comfort of your home with our new online loan application. Upload all your loan documents through our mobile app - no paper no stress!

Sit back and relax

Sit back and relax

Voilá! You are done! Our team are now reviewing your application, we will be in touch shortly to confirm your loan application.

Loan Calculator

Maximum Loan Amount :
Maximum Loan Term :

€

Term

Repayment Frequency
€
APR
5.99%
# Repayments
Total
Apply for Loan
€
APR
5.99%
# Repayments
Total
Apply for Loan
€
APR
5.99%
# Repayments
Total
Apply for Loan
€
APR
5.99%
# Repayments
Total
Apply for Loan

This calculator is for illustrative purposes only, to give you, the borrower, an overview of the potential cost of borrowing. The Credit Union, or any of its staff, cannot be held responsible for any errors. Please note that this calculator only provides an indicative quote and actual repayments may vary.

What do I need to apply?

Employed
  1. Three of your most recent pay slips or equivalent
  2. Three of your most recent current account bank statements - Including the previous month
Unemployed
  1. Three of your most recent receipts for Social Welfare
  2. Three of your most recent current account bank statements - Including the previous month
Self- employed/ Ltd companies
  1. Two years of audited business accounts - 2020 & 2021
  2. 2022 management accounts
  3. Recent six month personal and business bank statements - Including the previous
    month
  4. Form 11 - tax assessment 2021
  5. Up to date tax clearance certificate
  6. If limited company - Pay slips will be required
Secured loans
  1. Up to date proof of ID and proof of address dated in the last 6 months

Representative Example

A representative example is a term used in financial regulations. The example will help to show you the typical costs associated with a loan for a certain amount.

Loan Amount

€10,000

Loan Term

5 years

Monthly Repayment

€192.56

Rate of Interest - APR

5.99%

Total Interest

€1,552.87

Total Cost of Credit

€11,552.87

Features & Benefits

Transfer your external loans to Connect Credit Union and pay 4.99% * T&C's Apply

Competitive interest rates

No balloon payments

No hidden charges. No administration fees.

Free Loan Insurance for eligible members

Repayments to suit you - weekly, fortnightly, or monthly

Not a Member?

Joining Connect CU is the best decision you will make for you and your money. Our members benefit from the lowest lending rates in the community, no transaction charges, no fees and friendly staff available to talk to you about your needs.

Ready to Apply?

Are you ready to apply or do you need more information on our affordable loans? Click the "Apply Now" button to start your journey right now or click the "Contact Us" button to send us a message if you are unsure about your documentation, or still have other questions. Also, you can book an appointment and apply for a loan in person.

Apply Now Contact Us Loan Appointment